RutoWallet Logo

RutoWallet

Powered by RutoAI

RutoWallet
Intelligent Finance
in Your Pocket

A secure wallet for digital assets.Store, send, spend, and swap all in one place.

Top 20+ cryptossupported
Securityyou can trust
10k+ walletsper month
RutoWallet Mobile App

The evolution of begins here

Experience the future of digital asset management. From high-speed swaps to global virtual card payments, RutoWallet brings institutional-grade security and uncompromising simplicity to your fingertips.

Download now on the App Store or Google Play

Confidence in every transaction.
Simplicity in every action.

Manage, spend, and move your crypto with clarity and control.

Advanced security

Your assets are protected through multi-layer security architecture and rigorously tested systems. Protection is built into every part of the platform so you can focus on using your crypto with confidence.

Multi asset support

Manage leading cryptocurrencies across major networks in one place. RutoWallet currently supports the top 20 digital assets, with regular updates to expand coverage as the market evolves.

Spend with a virtual card

Use your crypto balance for everyday payments with a virtual card. Pay online, shop globally, and track your activity directly inside the app.

Send, receive, and withdraw

Move assets easily whenever you need. Send funds to other wallets, receive payments securely, or withdraw with a simple and intuitive process.

Transparent swaps

Exchange tokens with no extra platform fees. You only need the equivalent gas fee to transfer funds and the fee for receiving funds, with no other money required.

Rewards in daily use

Earn rewards as you stay active. Whether you spend, swap, or simply use the wallet, benefits are integrated into your everyday experience.

Simple by design

A clean interface with no unnecessary complexity. Everything is built to feel intuitive so managing crypto becomes straightforward and efficient.

Community

Loved by early adopters

from 2,000+ beta users
Marcus Chen

Marcus Chen

Web3 Enthusiast

"I've tried every wallet out there. MetaMask, Phantom, you name it. Ruto is the first one that doesn't make me feel like I need a CS degree to send money. I just text it. Mind blown."

Nov 15, 2025
Sarah Jenkins

Sarah Jenkins

Freelance Designer

"The AI assistant is actually useful. I asked it why my transaction failed, and it explained gas limits in plain English instead of giving me a hex error code. This is the future of UX."

Nov 22, 2025
David O.

David O.

Crypto Investor

"I was skeptical about the security of a 'chat' wallet, but the multi-layer security is legit. Having MFA protection and being able to manage my assets without worrying about seed phrases is exactly what mass adoption needs."

Nov 28, 2025

Frequently Asked Questions

Everything you need to know about security and usage.

RutoWallet uses industry-grade security including multi-factor authentication (MFA), encrypted communication, and secure infrastructure. Every sensitive action requires your private transaction passcode to keep your assets protected.
Transfers between RutoWallet users are free and processed instantly. When sending assets to external wallets or exchanges, standard blockchain network (gas) fees apply, along with a withdrawal fee charged by RutoWallet. Token swaps include the applicable blockchain network fee and a platform swap fee, which is shown to users before confirming the transaction.
No. RutoWallet is designed to be simple and intuitive, making it easy to manage digital assets without complex technical steps.
You can regain access by signing in on a new device and using the password reset option to verify your identity. If you're unable to recover access this way, you can contact the support team with the required account information for verification. Once confirmed, they will assist you in securely restoring your account.

Still have questions?

Contact our Support Team

What is RutoWallet?

RutoWallet is a custodial cryptocurrency wallet for iOS, Android, and Web. It allows users to securely store, send, receive, and swap 20+ top digital assets including Bitcoin (BTC), Ethereum (ETH), USDT, Solana (SOL), TRON (TRX), and more. RutoWallet also features a virtual crypto debit card for global online payments and an AI-powered assistant called RutoAI.

Is RutoWallet safe?

Yes. RutoWallet uses multi-layer security including multi-factor authentication (MFA), TOTP-based two-factor authentication (2FA), an independent transaction passcode required for all sends and withdrawals, active session management with device revocation, and device fingerprinting on every login to detect unauthorized access.

What are RutoWallet's fees?

RutoWallet charges zero fees for transfers between RutoWallet users — they are free and instant. For external transfers to other wallets or exchanges, only the standard blockchain gas fee applies. Token swaps are offered at some of the lowest fees in the market; you only pay the standard blockchain gas cost.

Which cryptocurrencies does RutoWallet support?

RutoWallet supports 20+ digital assets: Bitcoin (BTC), Ethereum (ETH), Tether (USDT), Solana (SOL), TRON (TRX), Litecoin (LTC), Chainlink (LINK), Polygon (MATIC), Avalanche (AVAX), Polkadot (DOT), Uniswap (UNI), Cosmos (ATOM), Aave (AAVE), Filecoin (FIL), Stellar (XLM), and The Graph (GRT).

Who built RutoWallet?

RutoWallet was developed by RutoAI Ltd., the company behind RutoAI — an AI-powered financial assistant platform. RutoWallet combines institutional-grade security with a consumer-friendly interface designed for mainstream adoption of digital assets.

Does RutoWallet have a virtual card?

Yes. RutoWallet includes a virtual crypto debit card that lets users spend their cryptocurrency balance for everyday online payments globally. The card is managed directly inside the app with no issuance fee.

Where can I find help or documentation for RutoWallet?

The RutoWallet Help Center is available at rutowallet.com/help and covers all topics including account setup, security settings, sending and receiving funds, virtual card management, and troubleshooting. Live market data is at rutowallet.com/markets. System status is at rutowallet.com/status.